By Deborah Goonan, Independent American Communities Several readers have circulated the latest AARP article on HOAs, which highlights the problem of older Americans who lose their homes to HOA foreclosure for unpaid assessment debts. While most HOAs have the legal right to place a lien on a home for nonpayment of assessments, the draconian HOA foreclosure process can rob a homeowner of all the equity in the house. Sometimes, the homeowner is still on the hook Continue ReadingWill AARP help rein in HOA abuse?
An Opinion By Deborah Goonan, Independent American Communities Last month, IAC published a post comparing cities and HOAs that rely heavily on fining their residents to generate cash for their communities. Today’s post follows up with an important question. Why do Libertarian-leaning think tanks express contempt and outrage about local government’s Eighth Amendment violations against its residents, yet completely ignore the same behavior committed by HOAs against its residents? City fines homeowner $30K, files Continue ReadingWhy won’t Libertarian advocacy groups speak out against HOA abuse?
By Deborah Goonan, Independent American Communities It’s official. Homeowners Associations have run amuck, deep in America’s Heartland. Two recent investigative reports of HOA nightmares hail from Carmel and Noblesville, Indiana. And, oddly enough, it appears both HOAs work with the same law firm, Thrasher Buschmann & Voelkel. Kara Kenney of RTV-6 reports that 970,000 Hoosiers live in HOA-governed housing. And those HOAs have filed 3,645 lawsuits in the past 18 months alone. RTV also reports that a “handful Continue ReadingHOA legal abuse runs amuck in Indiana
By Deborah Goonan, Independent American Communities Several months ago, inspired by offline discussions about the root causes of dysfunction and abuse in association-governed communities, I published Recipe for HOA abuse: too much power, no accountability here on IAC. At the time, several states were considering numerous legislative proposals aimed at holding homeowner, condominium, and cooperative associations more accountable. A few of those efforts produced new laws with some promise for housing consumers. One of the Continue ReadingTwo keys to ending HOA abuse