Homeowners avoid forced HOA to pay for new dam at Ivy Lake (VA)

By Deborah Goonan, Independent American Communities   Two years ago, Liberty University filed a lawsuit, in an attempt to convince the courts that 400 homeowners with properties near Ivy Lake should be forced to form a homeowners’ association to pay for $1 million in repairs to a dam. The HOA, if approved, would have transferred …

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HOAs, condos, & co-ops: Quasi-governments or ‘contractual communities’?

By Deborah Goonan, Independent American Communities   In 2012, California Attorney Tyler Berding published an article on his website, Condo Issues, making his case that an association governed community is purely ‘contractual.’ In Berding’s opinion, ‘community associations’ are not governments, because, in theory, members voluntarily agree to CC&Rs and Bylaws for the good of the …

It’s time to deregulate homeowners and restore private property rights

By Deborah Goonan, Independent American Communities   Legislative sessions are winding down across the U.S. And some states, once again, considered bills that are intended to rein in abuse and corruption of a virtually unregulated industry: association-governed, common interest communities, more commonly known as homeowners’ associations or HOAs. As explained in a previous post Recipe for …

Holding HOAs, developers, and your city government accountable

Help-button

By Deborah Goonan, Independent American Communities Sometimes it can be difficult to determine who should be held accountable for addressing community-related complaints.  What would you do, if faced with these dilemmas?   In one New York State community for adults age 55 and better, homeowners are taking their concerns about an unresponsive developer directly to …

MI: Bay View Association members vote to revoke rule requiring owners to be Christians

By Deborah Goonan, Independent American Communities   Good news! It appears that a federal lawsuit against Bay View Association, filed by current homeowners and potential home buyers, has generated enough public pressure to convince the association’s membership to vote to eliminate the requirement that all homeowners must be practicing Christians, actively affiliated with a church. …

NC homeowners association cannot afford to repair or pave their private road

Dirt gravel road country rural

By Deborah Goonan, Independent American Communities A few dozen owners of modest manufactured homes along Greenfield Rd., Supply, North Carolina, have a dilemma. You see, Greenfield Rd. is unpaved and privately maintained by the homeowners’ association (HOA). A bit of internet research reveals that Woodside Farms Two is a small rural community established almost two …

Political influence of real estate developers: the heart of the HOA beast

By Deborah Goonan, Independent American Communities   Real estate developers figured out a long time ago how to exert political influence over government officials and housing policy makers, from the local to the federal levels. For the past three years, IAC has provided more than 1,000 posts citing thousands of references to prove a point: …

It’s time to deregulate homeowners and restore private property rights

By Deborah Goonan, Independent American Communities   Legislative sessions are in full swing across the U.S. And some states are, once again, considering bills that are intended to rein in abuse and corruption of a virtually unregulated industry: association-governed, common interest communities, more commonly known as homeowners’ associations or HOAs. As explained in a previous …

Proof positive that HOA priority lien does more harm than good

By Deborah Goonan, Independent American Communities KTNV’s Darcy Spears, founder of the HOA Hall of Shame, recently investigated an outrageous case of a homeowner’s association that foreclosed on a half-million dollar property for a measly $30,000. Las Vegas woman's home goes to auction before short sale completed due to delinquent HOA dues Darcy Spears 4:23 …

Smaller, more affordable housing doesn’t have to come with an HOA

By Deborah Goonan, Independent American Communities It’s common knowledge that, following the worst real estate market in recent history, housing prices have rebounded in many fast-growing markets in the U.S. The result is that housing has become less affordable, whether you’re looking to buy or rent your next home. Clearly, the past several decades of …