Woman with head in hands abuse

2019 top HOA issues: HOA abuse of power to fine and foreclose

By Deborah Goonan, Independent American Communities

debgoonan@icloud.com

 

In 2019, homeowners and residents of HOA-governed communities have come out of the shadows, speaking out about the abuses they’ve suffered in their not-so-utopian “communities.”

Falling behind on HOA fees — even by a small amount, even unintentionally — puts homeowners at risk of losing their homes to HOA foreclosure.

Even worse, most HOAs also have the legal power to fine an owner who violates a vague or petty HOA rule. In fact, your HOA might also fine you if your tenant or guest violates HOA Covenants, Conditions, & Restrictions (CC&Rs).

And once a property owner gets caught in the HOA collections trap, look out!

HOA attorneys can pile on their legal fees, putting a homeowner on the fast track to foreclosure.

Here are the 3 most-read IAC articles on the subject for 2019:

Georgia homeowners caught in web of ‘unfair’ HOA collections and foreclosures

HOA legal abuse runs amuck in Indiana

Recipe for HOA abuse: too much power, no accountability