How to avoid the homeowners association

By Deborah Goonan, Independent American Communities A reminder, as the house hunting season heats up. Don’t let the marketing hype fool you. Smaller, more affordable housing doesn’t have to come with an HOA

U.S. housing industry pushes costly HOAs, condos, & apartments

By Deborah Goonan, Independent American Communities When you look at the Big Picture, it’s easy to see why housing is so expensive in the U.S. Today IAC highlights 4 national trends toward higher density, multifamily housing, with a big emphasis on suburban condos and building more rental apartments. See if you can spot real estate industry PR, which is shifting away from detached single family housing, private land ownership, and homeownership in general. Also note Continue ReadingU.S. housing industry pushes costly HOAs, condos, & apartments

6 HOA promises vs. HOA realities

HOA suburb aerial view

By Deborah Goonan, Independent American Communities Home buyers may be drawn to HOA-governed housing because of all the so-called “advantages” promised by home builders and sales agents. But how many experience buyer’s remorse? In September 2018 Insurance Quotes surveyed 649 homeowners about their opinion of HOAs, revealing that a minority of people actually ‘love’ HOAs. Honest About HOAs analyzes survey data by board membership, the results are somewhat predictable. Among board members, 57% love HOAs, Continue Reading6 HOA promises vs. HOA realities

Can HOAs be reformed or should they be abolished?

By Deborah Goonan, Independent American Communities An interesting editorial written by David Sobotta in The News & Observer, entitled My descent into HOA hell in North Carolina, is both eye-opening and provocative. Sobotta explains how, after eight years of uneventful living in his HOA, everything quickly spiraled downward when the developer abruptly decided to hand over control to a volunteer homeowner board. Well, the way Sobotta describes it, it was more like dumping a lot Continue ReadingCan HOAs be reformed or should they be abolished?