Tag Archives: foreclosure

CA: homeowners must pay $2,600 to fix neglected balconies

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If they can’t pay, Louis Park Estates Condo Association owners could lose their homes to foreclosure by By Deborah Goonan, Independent American Communities   Another week, another report of condo owners facing thousands of dollars in urgently needed repairs. Louis Park Condominiums in Stockton, California, is a 200-home common interest community of modestly-priced units constructed in the 1970s, most with a garage. Current list price range is $94,000 – $150,000. Louis Park neighborhood statistics indicate lower than Continue ReadingCA: homeowners must pay $2,600 to fix neglected balconies→

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Here’s why it’s misleading to claim homeowners,’ condo, & co-op associations are ‘contractual’ communities

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In response to renewed online discussion of the function and nature of association-governed, common interest communities, I am reposting an article from June 5, 2015.  Deborah Goonan, Independent American Communities In a recent lengthy online discussion forum, on the topic of an Association’s rules regarding display of flags, there was some vigorous back and forth about the fact that Association-controlled communities are controlled primarily by the CC&Rs contract (or Declaration of Condominium), rather than Constitutional Continue ReadingHere’s why it’s misleading to claim homeowners,’ condo, & co-op associations are ‘contractual’ communities→

Florida HOA’s bitter legal dispute, threat of foreclosure over $25 late fee

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By Deborah Goonan, Independent American Communities Is HOA rule enforcement a tool to harass owners and take their homes? According to Dave Silva, owner of a townhouse in Ventura Greens at Emerald Dunes, that’s the motive behind his HOA’s attempt to foreclose on his home. Florida’s Palm Beach Post has been following this saga for months. Silva, a former board member, says one of his 2014 assessment payments was sent, in error, to a former management company. Continue ReadingFlorida HOA’s bitter legal dispute, threat of foreclosure over $25 late fee→

Ohio: 130 residents of HOA sign petition to oppose 7-home subdivision

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  By Deborah Goonan, Independent American Communities   At first glance, these two articles about a zoning change affecting the Heatherwoode Golf Community HOA in Springboro, Ohio, seemed unremarkable. It’s not uncommon for homeowners of spacious, upscale single family homes to object to development of a new subdivision that might impact neighborhood traffic or lead to possible overcrowding of schools. But, in this case, dozens of homeowners and representatives of their HOA are objecting to Continue ReadingOhio: 130 residents of HOA sign petition to oppose 7-home subdivision→