CT condo homeowners plead for help with their crumbling foundations

Crumbling foundation repair Lakeview Condo CT

By Deborah Goonan, Independent American Communities   For the past three years, I’ve been following the crisis of crumbling concrete foundations in Connecticut and Massachusetts. Debra MacCoy of Vernon, CT, and several other condo owners recently contacted me, and shared important details about the dilemmas and special challenges they face, as owners of condos and homes in common interest communities. The problem — defective concrete leads to crumbling foundations Dozens of towns in Connecticut and Continue ReadingCT condo homeowners plead for help with their crumbling foundations

CT ‘captive’ insurance assistance for HOA, condo homeowners with crumbling foundations

Cracked concrete foundation

By Deborah Goonan, Independent American Communities   For several years, IAC has been following the epidemic of crumbling concrete foundations in Connecticut. Many of the homes are part of a PUD (planned unit development with an HOA) or condominium, where two or more units share the same foundation. The cost to replace failing concrete foundations is massive — often as much or more than the home is worth. State legislators continue to find solutions for Continue ReadingCT ‘captive’ insurance assistance for HOA, condo homeowners with crumbling foundations

MD HOA legislation would change homeowner property rights (March 2019)

By Deborah Goonan, Independent American Communities Highlights of important bills (2019 session) affecting the rights of owners of property in homeowners and condominium associations in Maryland. Strengthening the right of condominium council of unit owners to sue developer Cross-filed bills would void certain language inserted in Declarations and Bylaws by developers, which have the effect of preventing lawsuits against the developer for breach of implied warranties. The bill applies to condominium associations only. In Maryland, Continue ReadingMD HOA legislation would change homeowner property rights (March 2019)

HOA Realities — living next to a retention pond or wetland

Suburban pond lake sidewalk storm water woes

By Deborah Goonan, Independent American Communities Have you ever seen a real estate ad for a home boasting its “water view” or a “lake” view? Today’s post is a Buyer Beware message. Unless you’re viewing a home near a recreational lake — a real lake used for boating, fishing, swimming and other water sports — that ornamental “lake” is nothing more than a retention pond. Its primary purpose is to collect stormwater runoff for environmental Continue ReadingHOA Realities — living next to a retention pond or wetland